Privacy Policy

The Luckey Capital Group LLC (“we,” “us,” or “the Company”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, maintain, and disclose information that we gather from individuals who visit or interact with our website, www.theluckeycapitalgroup.com (the “Site”), or otherwise engage with our services.

By accessing or using our Site or services, you agree to the practices described in this Privacy Policy. If you do not agree, please refrain from using the Site or our services.

1. Information We Collect

We may collect personal and financial information that you voluntarily provide to us, including but not limited to your name, email address, phone number, mailing address, Social Security number, banking details, business information, and other identifying or financial information required to evaluate eligibility for business financing or funding services.

Information is collected directly when you:

Complete an application or inquiry
Submit forms or documentation
Upload bank statements or financial records
Communicate with us via email, phone, or other electronic means

We also automatically collect certain non-identifying information when you visit the Site, such as IP address, browser type, device information, and usage data, through cookies and similar tracking technologies. This information helps us analyze site usage, improve functionality, and enhance user experience.

Bank Data Collection via Plaid

We may collect financial account information through third-party service providers such as Plaid, Inc. When you choose to connect your bank account through Plaid, you authorize Plaid to securely access and transmit financial data to us, which may include account balances, transaction history, and bank statements. This data is collected only with your explicit consent and is used solely for the purposes described in this Privacy Policy.

2. Use of Information

We use the information we collect to:

Evaluate applications for business financing or working capital
Verify identity and financial information
Perform underwriting, credit assessment, and risk analysis
Communicate with you regarding your application or account
Fulfill contractual and legal obligations
Improve our services, systems, and user experience

Financial and banking information obtained through Plaid or similar service providers is used solely for identity verification, underwriting, risk assessment, eligibility determination, account review, and servicing of financing products.

We may also use aggregated or de-identified information for internal analytics, reporting, or business improvement purposes. We do not sell personal information to third parties.

If you prefer not to receive marketing communications, you may opt out at any time by contacting us at app@theluckeygroup.com.

3. Data Sharing and Disclosure

We may share personal and financial information with trusted third-party service providers who assist us in operating our business and delivering services, including but not limited to underwriting platforms, cloud infrastructure providers, and Plaid, Inc. These service providers act on our behalf and are contractually obligated to protect your information and use it only for authorized business purposes.

We may also disclose information:

As required by law or regulatory obligations
In response to lawful requests, subpoenas, or legal proceedings
To enforce our agreements or protect the rights, property, or safety of the Company, our clients, or others
In connection with a merger, acquisition, sale of assets, or similar business transaction

Your SMS opt-in status and messaging data will never be shared with third parties for marketing purposes and will only be disclosed to service providers directly involved in delivering messaging services.

4. Cookies and Tracking Technologies

We use cookies, pixels, and similar technologies to collect information about how users interact with our Site. These technologies help us improve performance, understand usage patterns, and deliver a better user experience.

You may disable cookies through your browser settings; however, doing so may limit certain features of the Site.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, loss, misuse, or disclosure. Data transmitted to and from the Site is encrypted using SSL/TLS protocols, and sensitive information is stored in secure systems with appropriate access controls.

Despite these measures, no method of transmission or storage is completely secure. We encourage you to take steps to protect your personal information, including safeguarding login credentials.

6. Data Retention and Consumer Rights

We retain personal and financial information only for as long as necessary to fulfill legitimate business purposes, including underwriting, compliance, account servicing, and recordkeeping, in accordance with our Data Retention and Disposal Policy and applicable laws.

You may request access to, correction of, or deletion of your personal information by contacting app@theluckeygroup.com, subject to legal and regulatory retention requirements.

Plaid-Specific Rights

When you connect a financial account through Plaid, your use of Plaid’s services is subject to Plaid’s End User Privacy Policy. You may manage or revoke Plaid’s access to your bank account at any time through the Plaid Portalor by contacting your financial institution.

For more information about how Plaid handles your data, please visit: https://plaid.com/legal

7. California Privacy Rights

California residents may have additional rights regarding their personal information under applicable state laws. Requests related to California privacy rights may be submitted to app@theluckeygroup.com.

8. Children’s Privacy

Our services are not intended for individuals under the age of 13, and we do not knowingly collect personal information from children. Financial services offered by the Company are available only to individuals who are at least 18 years of age.

9. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. When changes are made, the “Last Updated” date below will be revised. Material changes will be communicated via the Site or other appropriate means.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us at:

The Luckey Capital Group LLC
8 The Green, Ste A
Dover, DE 19901
Email: app@theluckeygroup.com

Last Updated: December 15, 2025