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Terms & Conditions

Terms of Use

 

These Terms of Use (“Terms”) constitute a legal agreement between you and The Luckey Capital Group LLC (“The Luckey Capital Group,” “we,” “us,” “our,” and related variations). By accessing any part of this site (the “Site”) or using the services described below (the “Services”), you agree to be bound by these Terms, our Privacy Policy (available on the Site), and any additional legal terms displayed on the Site. Certain Services may require you to accept additional terms.

 

IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS, DO NOT USE THE SITE OR SERVICES.

 

1. Introduction and Defined Terms

The Luckey Capital Group helps qualified small business owners find financing solutions through a network of approved lenders and financial service providers. We are not a lender, do not underwrite or fund loans, and do not collect on behalf of lenders. “Service” refers to the products, software, and activities we provide or undertake to connect users to lenders. “Account” refers to your registration and information you voluntarily submit. Other terms are defined in context. Terms like “includes” should be interpreted as “without limitation.”

 

2. Changes to Terms

We may change these Terms at any time without prior notice. By continuing to use the Site after changes are posted, you agree to the updated Terms. The most recent revision date will be posted at the top of this document.

 

3. Content

All text, graphics, interfaces, logos, artwork, and code (“Content”) on this Site are owned or licensed by us. Misuse of this Content may violate laws protecting intellectual property and unfair competition.

 

4. Use of the Site and Services

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By using our Site or Services, you agree to:

  • Be responsible for any content or data you provide.

  • Assume all risk when interacting with third parties through our Services.

  • Provide accurate, current, and truthful information that belongs to you.

  • Not impersonate another person or business or use false data.

  • Refrain from prohibited conduct, such as violating laws, engaging in fraud, introducing malware, or interfering with our systems.

 

By using our e-signature platform, you certify that you are authorized to act on behalf of your business, all information submitted is accurate, and you agree to be contacted via SMS, email, or phone. You authorize us to share your application with our affiliates and third parties for underwriting purposes and release all involved parties from liability for obtaining or sharing that data.

 

FCRA Consent

By using our Services, you consent to a consumer and/or investigative consumer report as permitted by the Fair Credit Reporting Act. This includes credit history, criminal history, employment, education, and other public records. This consent extends to all agents and service providers acting on our behalf.

 

5. License to Use Your Content

By submitting any content through our Site or Services, you grant The Luckey Capital Group an irrevocable, perpetual, non-exclusive, fully paid, worldwide license to use, distribute, reproduce, and modify that content. This includes derivative works and sub-licensing rights.

 

6. Disclosures and Security

We may disclose your information as required by law or if we believe it is necessary to protect our rights or those of others. We implement security measures such as SSL encryption and access controls to protect your data, but no system is completely secure.

 

7. Third-Party Links and Advertisers

Our Site may contain links to third-party websites. We are not responsible for their content, privacy policies, or business practices. Your interactions with such third parties are solely between you and them.

 

8. Disclaimer of Warranties

We do not guarantee the Site will be free from errors, viruses, or interruptions. The Site and Services are provided “as is” without warranties of any kind. We disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

 

9. Limitation of Liability

To the maximum extent permitted by law, The Luckey Capital Group is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or Services. This includes loss of profits, data, or goodwill.

 

10. Indemnification

You agree to indemnify and hold harmless The Luckey Capital Group and its affiliates from any claims, losses, or liabilities resulting from your use of the Site, your breach of these Terms, or your violation of any laws or third-party rights.

 

11. Communications

You consent to receive emails, calls, and SMS messages from us. You may opt out by emailing [optout@theluckeygroup.com](mailto:optout@theluckeygroup.com).

 

12. Term and Termination

These Terms remain in effect unless terminated by either party. We may suspend or terminate your access at any time, for any reason. Termination does not affect agreements with third-party lenders you may be connected with.

 

13. Bank Record Access

We may use services like Plaid to access your banking data for verification and underwriting. Your use of such services is subject to their terms and your consent.

 

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of Delaware. Any disputes will be resolved through binding arbitration in Delaware. You waive the right to participate in class actions or seek relief on behalf of others. Claims must be brought within one (1) year of the event giving rise to them.

 

Contact Information

For questions, contact:

The Luckey Capital Group LLC

8 The Green, Ste A

Dover, DE 19901

Email: app@theluckeygroup.com

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